A high auto loan payment shouldn’t hold you back. EFCU makes refinancing easy, giving you more room in your budget and less stress on the road.
Rates as low as 5.40% APR*!
Get approved quickly and start saving today.
No surprises, just straightforward refinancing.
*Offer ends March 31, 2026. Annual Percentage Rate (APR) is accurate as of publication date and is subject to change without notice. GAP or debt replacement will not be paid by EFCU. EFCU offers loans for the purchase and refinance of new and used vehicles. All loans are subject to credit approval, verification, and collateral evaluation. Refinancing not applicable to existing EFCU Auto Loans. See credit union for details. To obtain an EFCU loan, you must have or open an EFCU membership and maintain a minimum savings account balance of $25. Federally Insured by NCUA.


