Get deposit accounts that work harder so you don’t have to.
Checking and savings accounts: They don’t often get the credit they deserve, but they can be your hardest-working everyday financial heroes, helping you to get the most out of today and your future. That is why choosing the right ones for you is so important. At EFCU, our range of deposit accounts are designed to give you comprehensive convenience that empower you to do more every day and earning power that sets you on a path toward greater financial security.
We have a checking account for everyone, all with no minimum balance requirement, unlimited check writing, no monthly service fees, free Visa® debit card, and access to more than 30,000 CO-OP ATMs nationwide. Select a regular personal checking account or accounts tailored for those age 55+, students, organizations, and those needing a second chance.
Get a unique blend of checking and savings with a money market account, offering extra-high, tiered yields on your balances plus flexible access to funds for excellent earning power and convenience with no term commitment. Money market accounts are great for building savings quickly while still allowing you to use your savings as you need it.
Earn a higher, guaranteed yield on your hard-earned savings to safely build savings for retirement, weddings, down payments, travel and much more. Select terms from three to 36 months and enjoy peace of mind knowing your funds are federally insured to $250,000 by the National Credit Union Administration.
Realize the retirement you envision with help from an IRA. Build savings in a Traditional IRA for tax-deferred growth from contributions that could be tax deductible. Choose a Roth IRA for tax-free growth to pay less in taxes during retirement. For education expenses, save with a tax-advantaged Coverdell Education Savings Account.
Get Started
At EFCU, we offer a higher level of service and value, thanks to our status as a member-owned, not-for-profit financial cooperative. That means we are committed to giving you the higher yields and extra convenience you need to soar above. Fill out the form above and someone from our team of deposits specialists will be in touch soon!