Make Your Next Money Move a Smart One.
Certificates built for people who think a few steps ahead.
Ready to make your money work harder?
EFCU Certificates of Deposit (CDs) offer a secure and rewarding way to grow your savings. With competitive rates and flexible terms, you can choose the option that best fits your financial goals.
Fill out the form below and someone from our team of deposits specialists will be in touch soon!
Why Choose an EFCU CD?
Guaranteed Returns
Lock in a fixed rate for the entire term.
Monthly Growth
Interest compounds and is credited monthly.
Flexible Options at Maturity
Add more funds or easily renew for continued earnings.
Access to Funds
Withdraw early if needed (fees may apply*).
Ready to make your best move?
Check out our current CD rates today!
| Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Deposit |
| 3 Month | 2.00% | 2.02% | $1,000.00 |
| 6 Month | 3.75% | 3.82% | $1,000.00 |
| 9 Month | 3.50% | 3.56% | $1,000.00 |
| 12 Month | 3.50% | 3.56% | $1,000.00 |
| 24 Month | 2.65% | 2.68% | $1,000.00 |
| 30 Month | 2.00% | 2.02% | $1,000.00 |
| 36 Month | 2.00% | 2.02% | $1,000.00 |
If you have any questions or would like personalized assistance, our friendly team is here to help.
Call us at 775.738.4083.
*Fees may apply for early withdrawals. Contact EFCU for complete details on rates, terms, and conditions. Federally Insured by NCUA.