KEEP THE CHEER, SKIP THE STRESS. Santa Loans Are Here!
Get the extra cash you need to make the season bright. Our Santa Loan gives you:
Borrow up to $2,400 Fixed rates 12-month term No collateral required
EFCU SANTA LOAN
Your fast personal loan for Christmas and the holiday season Borrow up to $2,400 Fixed rates as low as 12% APR* 12-month term No fees – and no collateral required!
Make Your Holidays Merry and Easy
Whether it’s gifts for loved ones, online shopping, holiday travel, or special seasonal events, a Santa Loan helps you cover it all. Fast, simple, and designed to keep your budget in check.
Apply Now and Get Holiday Cash Fast
Bring your holiday plans to life with a Santa Loan. Quick application, fast approval, and a fixed rate you can count on.
Hurry, offer ends December 24, 2025!
Get started right now, or for personal assistance,
visit any EFCU branch or call us at 775.738.4083 today.
*All loans are subject to credit approval. Minimum loan amount is $1,200 with a repayment term of 12 months. To obtain an Elko Federal Credit Union (EFCU) loan, you must have or open an EFCU membership and maintain a minimum savings account balance of $25. To qualify for this offer, the application must be received by December 24, 2025 and close no later than January 15, 2026. Federally Insured by NCUA.
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